Engineering & Construction

Specialised Coverage for Complex Engineering and Build Projects

EIC provides specialized insurance solutions for contractors, project owners, and engineering firms. Our CAR, EAR, machinery, plant, and technical risk covers are designed to protect against construction-related losses, ensuring project continuity and contractual compliance.

Contractors’ All Risks (CAR)

Contractors’ All Risks (CAR)

Comprehensive protection during construction, covering works, equipment, and third-party liabilities.

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Key Benefits

  • Protects against accidental damage on-site
  • Mandatory for many project owners
  • Covers contractors, subcontractors, and clients

Erection All Risks (EAR)

Erection All Risks (EAR)

Specialised cover for installation, erection, and commissioning of industrial plants and machinery.

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Key Benefits

  • Protects mechanical and electrical projects
  • Covers testing and commissioning phases
  • Suitable for EPC projects

Contractors’ Plant & Equipment

Contractors’ Plant & Equipment

Covers owned or hired construction machinery such as cranes, excavators, and loaders.

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Key Benefits

  • Protection against damage, fire, theft
  • Suitable for contractors and rental companies
  • Covers equipment on-site or in transit

Contractors’ All Risks (CAR)

Comprehensive protection during construction, covering works, equipment, and third-party liabilities.

Request a Call Back

Key Benefits

  • Protects against accidental damage on-site
  • Mandatory for many project owners
  • Covers contractors, subcontractors, and clients

Erection All Risks (EAR)

Specialised cover for installation, erection, and commissioning of industrial plants and machinery.

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Key Benefits

  • Protects mechanical and electrical projects
  • Covers testing and commissioning phases
  • Suitable for EPC projects

Contractors’ Plant & Equipment

Covers owned or hired construction machinery such as cranes, excavators, and loaders.

Request a Call Back

Key Benefits

  • Protection against damage, fire, theft
  • Suitable for contractors and rental companies
  • Covers equipment on-site or in transit

Machinery Breakdown

Machinery Breakdown

Protects plant and machinery against sudden, accidental breakdown.

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Key Benefits

  • Reduces costly downtime
  • Covers repair or replacement
  • Suitable for factories, mills, and industrial sites

Electronic Equipment Insurance

Electronic Equipment Insurance

Covers electronic systems such as servers, medical devices, and communication equipment.

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Key Benefits

  • Protects against breakdown, fire, and technical failures
  • Ideal for IT, healthcare, and corporate operations
  • Optional data restoration cover

Deterioration of Stock

Deterioration of Stock

Covers spoilage of refrigerated goods due to breakdown of cold-storage equipment.

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Key Benefits

  • Essential for food, pharma, and cold-chain operations
  • Protects revenue and inventory
  • Covers loss due to mechanical or electrical failure

Machinery Breakdown

Protects plant and machinery against sudden, accidental breakdown.

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Key Benefits

  • Reduces costly downtime
  • Covers repair or replacement
  • Suitable for factories, mills, and industrial sites

Electronic Equipment Insurance

Covers electronic systems such as servers, medical devices, and communication equipment.

Request a Call Back

Key Benefits

  • Protects against breakdown, fire, and technical failures
  • Ideal for IT, healthcare, and corporate operations
  • Optional data restoration cover

Deterioration of Stock

Covers spoilage of refrigerated goods due to breakdown of cold-storage equipment.

Request a Call Back

Key Benefits

  • Essential for food, pharma, and cold-chain operations
  • Protects revenue and inventory
  • Covers loss due to mechanical or electrical failure
Why Us

Trusted by clients. Respected by brokers. Rated by the best.

For over 40 years, Emirates Insurance Company has combined financial discipline, technical expertise, and a human touch, ensuring assured protection for businesses and individuals across the UAE.

Financial strength & Liquidity

A-rated financial strength affirmed by AM Best and S&P Global, supported by solid capital and liquidity.

Proven Underwriting Excellence

Disciplined underwriting supported by technical expertise and strong risk management.

Risk Engineering & Survey Expertise

Specialist risk engineers providing industry-leading assessment and loss-prevention support.

Fast, Fair Claims Management

Reliable, transparent claims handling trusted for its speed, consistency, and fairness.

Reliability & Reputation

A relationship-driven approach with dedicated teams and responsive, solutions-focused client support.

Ready to Get Started?

Protect your business assets today. Our team will help you find the right coverage, tailored to your needs.

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